2. Registering with the Health Service in France

1. 2.1. Form E106 Health Cover
   2.2. Business Owners
   2.3. Working in UK & Living in France
   2.4. Persons of Retirement Age
   2.5. Early Retirees
   2.6. Visitors and Tourists
   2.7. French European Health Insurance Card

2.3. Health Cover for those Working in UK/Living in France

If you and your family are relocating to France from a country within the EEA, but you are continuing as an employee in your home country, then you need to obtain a Form E106 from HM Revenue and Customs or the DWP Pensions Office, which you should present to the local Caisse Primaire d’Assurance Maladie (CPAM).

The use of the Form E106 will enable you and your family to obtain continuing medical cover in France whilst you continue to work in the UK.

Alternatively, you may be issued with an E109, which covers dependants living in France, for someone living and working in another Member State. Practice seems to vary between individual cases as to whether you are issued with an E106 or an E109, or whether you transfer to an E109 after a year or so.

The key difference between the E106 and the E109 is that the E109 only covers your family in France, so you would need a European Health Insurance Card for your visits to France. Nevertheless, we do know of cases where the breadwinner has also been covered by an E109, so we cannot be definite on just how your own case will be treated.

No health care contributions will be payable in France, as you will pay social security contributions in your home country.

If you are someone who is self-employed in the UK, whilst your family live in France, the situation is less clear cut. You should at least be able to obtain E106 cover for up to two years and you should also consider making application for E109. Alternatively, if your spouse was too start a small business in France, they and your children would obtain health cover on those terms.