House Buying Process in France

Legal Process
- 1. Top tips
- 2. Offer to Buy
- 3. Sale & Purchase Agreement
- 4. Contract Conditions
- 5. Property Surveys
- 6. Local Search
- 7. Sole Ownership
- 8. Joint Ownership
- 9. Company Ownership
- 10. Ownership structures
- 11. Completion
- 12. Fees and Taxes
- 13. Annex Pre-Contract Enquiries

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11. Buying Property in France: Completion Formalities

11.1. Transfer of French Property Purchase Funds to France

Before you can complete on a French property, the notaire will need to have all purchase funds in place.

This can by done either by the transfer of funds directly from your bank (UK or French) to the notaire's client bank account, or by cheque. Particularly in the case of the latter, leave plenty of time for the cheque to be processed.

Do not leave things until the last minute, or risk finding that completion cannot take place as cleared funds are not available.

No interest is payable on the deposit, unless it is held by the notaire for at least three months.

If you are taking out a mortgage then the lender will arrange to transfer funds to the notaire.

You have no need to open a French bank account at this stage, but it might be useful for other purposes if you do so.

Next: Completion Date

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