Guide to French Mortgages

Thursday 18 August 2011

Our complete guide to all you want to know about French mortgages.

In recent years French mortgage lenders have become far more willing to offer loans to non-resident buyers. The use of the internet and the availability of bi-lingual services now also makes this a far easier process.

French mortgage interest rates compare favourably to those in the UK, so it is likely to be cheaper to take out a mortgage on your French home than remortgage your existing home.

However, if you are buying a home in France, and you are continuing to derive your income from your home country, you need to weigh up the currency risk associated with obtaining a Euro mortgage.

Whilst there is a currency risk to non-resident buyers, if you are going to be permanently resident in France, there are often good fiscal and inheritance tax reasons why you should consider taking out a French mortgage.

You can read more in the following sections of our Guide to French Mortgages.

This article was featured in our Newsletter dated 18/08/2011