About Us
Schofields are specialist UK based insurers of French holiday homes, their cover provides protection when your property is unoccupied or used for holiday letting.
Advice
Unlike main residences, French holiday homes are likely to be used infrequently and will be exposed to certain risks, theft, storm damage, flooding to mention just a few. If your are letting your holiday home there is also the further possibility of damage by guests or worse still, guests injuring themselves whilst staying in your property. To protect you and your property from the risks of holiday home ownership, it’s crucial to obtain comprehensive French property insurance.
No hidden exclusions
Their insurance policy doesn’t include heating warranties (such as draining the heating system down during the winter) or inspection terms, which can invalidate cover if not complied with.
Holiday letting insurance
For owners who are commercially holiday letting, the insurance includes essential cover such as, accidental damage by guests and cover for loss of rental income should disaster strike. Also included is public liability insurance which gives you protection in the event of legal action should a guest or employee sustain an injury at your holiday home.
Expert help should the worst happen
There aren’t any problems when trying to translate what’s covered as policy documentation is written in English, so you know exactly what you are getting. UK based claims advisers are also available to take the stress out of dealing with a claim.
For more details please enquire using the blue button below