French Mortgage Brokers: Finance Loans and Mortgages in France

About Us

Templeton Associates are registered UK based mortgage brokers that have been specialising only in France and French property finance since 1989. As French speakers with the personal experience of French property ownership this enables us to help and advise our clients with many aspects of their property purchase in France.

Our Services

We have a close working relationship with many French banks that will lend to non - French residents for either a main or second property and are able to negotiate advantagous interest rates based on our clients individual requirements. Each file is different based on how much you want to borrow, for how long, the area of France you intend to buy in, your future plans, your age and residential status. We are independant brokers and are not linked to other agents, advisors or insurance companies so we work only for you to give the best advice and to provide the most suitable finance possible for your French property purchase. We are happy to discuss by phone, fax or email your particular aims at the earliest stage before or as you start your property search. We recommend that our clients pre qualify for finance when possible. There is no charge for arranging this for you and you are not tied to any particular lender but it is of great help when negotiaiting the purchase price by confirming to the French property agent and to the seller that you are a serious buyer and the mortgage funds are available subject to an independent valuation. As French speakers and with our own property in France, apart from just arranging the loan, we can liaise with the notaire from the contract to buy stage to make sure all the right loan clauses are included, through to the completion and will keep you and your estate agent informed throughout the process. If your legal French is a bit rusty we will be happy to negotiate with the property agents and if you have queries on the legal aspects we can ask the notaires advice on your behalf. We can also recommend good UK or French based lawyers to help with this if necessary. We can also arrange for French bank accounts to be opened and for property insurance to be put into place. The banks will lend in Euros with security taken over the property in France.

For more details please enquire using the blue button below