Building and Renovation in France

Financial Assistance for Home Renovation & Improvement
- 1. VAT Relief
- 2. Improvement Grants
- 3. Home Energy Conservation
- 4. Elderly/Disabled Adaptations
- 5. Heritage Properties
- 6. Mortgages
- 7. Gas/Electric Heating
- 8. Chambres d'hotes & Gites

Guides to France

Buying Property in France
- House Buying Process
- Buying Off-Plan
- Buying at Auction
Building & Renovation
- Building a New House
- Planning System
- Property Renovation
Finance & Taxation
- Banking in France
- French Mortgages
- Taxes in France
- Inheritance Laws & Taxation
Public Services
- Health Care Services
- School Education
- Higher Education
Work & Business
- Starting a Business
- Letting Property
- Micro Entrepreneur Business
Property Rights
- Land Registration
- Boundaries
- Boundary Walls
- Noise Nuisance
- Rights of Way
- Water Rights
- Trees and Shrubs
- Openings in Buildings
House Insurance
- Finding a French Insurer
- House Insurance Policies
Travel in France
- Driving in France
Utilities
- Postal Services
- Electricity
- Water

Contact

Community and News
- Forums
- Free Newsletter
- Newsletter Sign-up
Services
- Bookstore
- Metric Unit Conversion
Finance
- French Mortgages
- Mortgage Brokers
- Mortgages & Taxation
- Currency Services

IFP Property Search

Advanced Search

Search from our database of over 10,000 properties and find your dream home today!

Price	Region	Bedrooms

6. Mortgages in France for Home Improvement

Whether your French property is your main or second home you should consider a French mortgage for home improvement.

The rates of interest on French mortgages are lower than those in the UK, although there is compulsory life insurance.

Top Tip!

Far better, if you can, to buy the property in the first place using a mortgage facility, as you will only have one set of legal costs and, if it is your principal home, you will also be eligible for mortgage tax relief on the purchase cost.

If you become resident in France then you may be able to gain access to a government subsidised mortgage.

Whilst the amount that can be borrowed on these subsidised mortgages is limited, they offer a cheap funding source for house renovation.

The mortgages are offered through all the main French mortgage lenders.

Needless to say, in all cases there are rules of eligibility. In most cases there is an upper income limit, but the thresholds are not ungenerous.

If you work in the private sector in France you could also be eligible for mortgage obtained through your employer.

You can read more about mortgages in our comprehensive consideration of review at French Mortgages .

Next: Loans for Gas/Electric Central Heating

Back: Financial Assistance for House Renovation in France

Couldn't find what you are looking for? Search again now!!

The IFP Guides are published for general information only.
Please visit our Disclaimer for full details.