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Finance & Taxation
Banking in France
 - 1. Introduction
 - 2. Which Bank?
 - 3. Opening a Bank Account
 - 4. Running Your Bank Account
 - 5. French Bank Cards
 - 6. French Cheques
 - 7. International Bank Transfers
 - 8. Overdrafts in France
 - 9. Loans in France
 - 10. Savings Accounts
 - 11. Complaints
 - 12. Glossary
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3. Opening a French Bank Account - Compte Bancaire

  1. 3.1. Eligibility
    3.2. Types of Account
    3.3. Bank Charges
    3.4. Applying for a French Bank Account


3.4. Applying for a French Bank Account

To open an account you should make a visit to the local branch office of the bank of your choice and complete an application form called a mandate.

If you are a resident of France you will need to bring your passport and proof of your address, such as your electricity or telephone bill. You may also be asked to produce your latest French income tax return.

If you are non-resident, you MAY also need to produce your last two bank statements and a banker's reference.

These later two requirements are in decline, but we cannot say with certainty that no bank or branch does not still adopt the practice.

If you have recently purchased in France and do not yet possess a utility bill, you should obtain from the notaire an attestation (certificate of purchase), confirming your ownership of the property.

When you open an account you will need to sign a contract called a convention de compte, which sets out the rules governing the operation of the account and the products and services.

It may contain some information on tariffs, but the full list may be in other documentation.


Next: Running Your Bank Account

Back: Bank Charges



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