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pointerFinance & Taxation
Banking in France
1. Introduction
2. Which Bank?
3. Opening a Bank Account
4. Running Your Bank Account
5. French Bank Cards
6. French Cheques
7. International Bank Transfers
8. Overdrafts in France
9. Loans in France
10. Savings Accounts
11. Complaints
12. Glossary
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11. Glossary - Banking in France

Actions : Shares
ADI (Assurance Décès Invalidité) : Death and invalidity insurance
Agios : Interest paid on loan or overdraft
Annuité : Annually payment
Apport : Deposit you bring on loan or mortgage
Approvisionner : Credit your account
Argent liquide : Cash
Avis d’opération : receipt slip
Avis à Tiers Détenteur : Notice to third party holder
Bénéficiaire : Beneficiary
Carnet de chèques/Chéquier : Cheque book
Caution : Guarantee
Chèque : Cheque
Chèque de banque : Bankers draft
Chèque sans provision : A ‘bounced’ cheque
Code personnel/confidentiel : PIN number
Commission de Compte débiteur : Overdrawn account
Compte destinataire : Account receiving money
Compte joint : Joint account
Crédit : Credit
Crédit hypothécaire : Mortgage
DAB (Distributeur Automatique de Billets) : Cash Dispenser
Date d'expiration : Expiry date
Date d’opération : Date transaction recorded
Date de Valeur : Date when amount debited or credited
Débit : Debit
Débit différé : Deferred credit on a card
Débit Immédiat : Credit card is immediately debited
Découvert : Overdraft
Déposer (de l'argent) : Credit an account
Dépôt : Deposit
Devise : (Foreign) Currency
Echéancier : Details of bill or loan
Endosser : Sign the reverse of a cheque to be credited to an account
Espèces : Cash
Frais : Fees
Impôt : Tax
Monnaie : Currency
Opposition : Cancellation of payment
Placement : Investment
Prêt : Loan
Prélèvement automatique : Direct debit
Prêt garanti : Secured loan
Procuration : Power of attorney
Relevé de compte : Bank statement
Rapatriement : Commission on receipt of an international currency
Relevé d'Identité Bancaire (RIB) : Bank identity details
Remboursement : Redemption, repayment
Retirer (de l'argent) : Withdrawal of funds
Saisie Attribution : Seizure of funds
Solde : Balance
Tableau d'amortissement : Monthly repayment schedule
Taux : Rate of interest
Taux de change : Exchange rate
TEG : Annual Percentage Rate (APR)
Titulaire : Account holder
Valable : Valid

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