5' from Cahors: Life Annuity Sale

Property Description

Occupied Life Annuity ? Rare Heritage Investment Opportunity with Private Access to the Lot River

Invest in an exceptional property offered as an occupied life annuity (viager occupé ? two lives), presenting strong capital appreciation potential in a preserved natural environment.

This detached house is set on a 4,650 m² enclosed, non-flood-prone plot and benefits from open views, direct private access to the Lot River, and a completely private setting, surrounded by non-buildable land ? a key asset for long-term investment security.

Financial Terms of the Life Annuity:

Upfront payment (Bouquet): ?268,000

Monthly annuity (Rente): ?590

Occupied life annuity (two lives)
Discounted acquisition price, with no rental management or vacancy risk, and favorable tax treatment.

A Rare and Sustainable Real Estate Asset

Quality construction (1971)

356 m² total floor area, including 230 m² of living space

Heating via heat pump and fireplace

Full basement with three-car garage

Land Features Enhancing Value

Well with electric pump

Fruit trees

Large vegetable garden

Private access to the Lot River (potential for a private dock)

Investment Strategy

Occupancy by the sellers ensuring ongoing property maintenance

Future refurbishment to be anticipated, allowing for significant capital revaluation

Rare and sought-after location, ideal for a long-term heritage investment strategy

Secure investment, deferred returns, and guaranteed value enhancement
Full investment file available upon request ? high-potential life annuity opportunity