5' from Cahors: Life Annuity Sale
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Region: Midi-Pyrénées
Department: Lot (46)
Commune: Lamagdelaine (46090)
For Rent By Agent
Key Info
Ref:12033397948Type: Residential (House)
Bedrooms: 4
Bath/ Shower Rooms: 3
Habitable Size: 230 m²
Land Size: 4,664 m²
Highlights
- Year of Construction: 1971
Features
- Air Conditioning
- Balcony(s)
- Cellar(s) / Wine Cellar(s)
- Fireplace / Stove
- Garden(s)
- Land
- Parking
- Terrace(s) / Patio(s)
Property Description
Occupied Life AnnuityRare Heritage Investment Opportunity with Private Access to the Lot River
Invest in an exceptional property offered as an occupied life annuity (viager occupé
two lives), presenting strong capital appreciation potential in a preserved natural environment.
This detached house is set on a 4,650 m² enclosed, non-flood-prone plot and benefits from open views, direct private access to the Lot River, and a completely private setting, surrounded by non-buildable land
a key asset for long-term investment security.
Financial Terms of the Life Annuity:
Upfront payment (Bouquet): ?268,000
Monthly annuity (Rente): ?590
Occupied life annuity (two lives)
Discounted acquisition price, with no rental management or vacancy risk, and favorable tax treatment.
A Rare and Sustainable Real Estate Asset
Quality construction (1971)
356 m² total floor area, including 230 m² of living space
Heating via heat pump and fireplace
Full basement with three-car garage
Land Features Enhancing Value
Well with electric pump
Fruit trees
Large vegetable garden
Private access to the Lot River (potential for a private dock)
Investment Strategy
Occupancy by the sellers ensuring ongoing property maintenance
Future refurbishment to be anticipated, allowing for significant capital revaluation
Rare and sought-after location, ideal for a long-term heritage investment strategy
Secure investment, deferred returns, and guaranteed value enhancement
Full investment file available upon request
high-potential life annuity opportunity
Energy Consumption (DPE)
CO2 Emissions (GES)
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