5' from Cahors: Life Annuity Sale

Property Description

Occupied Life Annuity – Rare Heritage Investment Opportunity with Private Access to the Lot River Invest in an exceptional property offered as an occupied life annuity (viager occupé – two lives), presenting strong capital appreciation potential in a preserved natural environment. This detached house is set on a 4,650 m² enclosed, non-flood-prone plot and benefits from open views, direct private access to the Lot River, and a completely private setting, surrounded by non-buildable land — a key asset for long-term investment security. Financial Terms of the Life Annuity: Upfront payment (Bouquet): €268,000 Monthly annuity (Rente): €590 Occupied life annuity (two lives) Discounted acquisition price, with no rental management or vacancy risk, and favorable tax treatment. A Rare and Sustainable Real Estate Asset Quality construction (1971) 356 m² total floor area, including 230 m² of living space Heating via heat pump and fireplace Full basement with three-car garage Land Features Enhancing Value Well with electric pump Fruit trees Large vegetable garden Private access to the Lot River (potential for a private dock) Investment Strategy Occupancy by the sellers ensuring ongoing property maintenance Future refurbishment to be anticipated, allowing for significant capital revaluation Rare and sought-after location, ideal for a long-term heritage investment strategy Secure investment, deferred returns, and guaranteed value enhancement Full investment file available upon request – high-potential life annuity opportunity