House for Sale on a Deferred Payment Basis

Property Description

Exclusivity – Property sold on term, no bank loan.

A 260 m² property on 1.733 m² of enclosed and leafy grounds, in Étel, close to beaches, the port and shops. Property free of occupancy: you take possession at signing.

How you buy it
At signing: €537,080Then €4,630/month for 18 years with no bank interestNo loan, no borrower’s insurance, no interest ratePrice and schedule fixed from day one
You are the owner at signing. The seller has no occupancy rights.

What you are buying
Main house – 111 m²
Living room with wood insert and heat recovery device, dining room, equipped kitchen, utility room, 3 bedrooms each with private bathroom.
Two independent buildings – 147 m²
6 bedrooms, 5 shower rooms + 1 bathroom, 2 equipped kitchens, living spaces. Ready to operate as gîtes or bed-and-breakfast, with no work.

The features
100 m² swimming pool, covered and heated all year (32°C)Insulated and heated 40 m² veranda, south-facing, over the poolFull home automation, centralized vacuum, reversible air conditioning, fibreRecent heat pump – DPE B / GES A2 independent accesses with electric gatesFully furnished propertyPart of the land remains buildable
For whom
Investors, gîte and bed-and-breakfast operation, or primary residence with additional income. Highly touristic area of the Gulf of Morbihan.

Complete file and visits on request.

DPE: B — GES: A. Estimated annual energy costs: €1,030 to €1,430 (years, subscriptions included). Property tax: €2,600/year. Fees: €475/month. Buyer’s fees: €87,000 incl. VAT (6%), included in the €537,000 total. Risk information: . SAS MyFactotum, professional CPI card 045 472. Exclusive mandate no. 4841.

Bouquet €537,000. Fees of 6% incl. VAT payable by the buyer. Bouquet excluding fees €450,000. Energy class B, climate class A Estimated annual energy expenditure for standard use: between €1,030 and €1,430 for 2021, 2022 and 2023 (subscriptions included).

Your MYFACTOTUM advisor: Viager Expert - Eric Salles.
MyFactotum SAS with a share capital of €1,500, registered with the Paris Trade and Companies Register under number -APE 6831Z, located at 128 rue La Boétie 75008 Paris
CPI