House for Sale on Deferred Payment in Étel

Property Description

Exclusive listing – Property for sale on deferred payment terms, with no bank involved.

A 260 m² property on a fenced, landscaped plot of 1,733 m² in Étel, close to the beaches, harbour and shops. The property is available immediately: you can move in as soon as the sale is completed.

How you buy it
On completion: €537,080Then €4,630 per month for 18 years, with no bank interestNo loan, borrower insurance or interest ratePrice and payment schedule fixed from day one
You become the owner on completion. The seller retains no right to occupy the property.

What you are buying
Main house – 111 m²
Living room with a wood-burning stove and heat recovery system, dining room, fitted kitchen, utility kitchen, and 3 bedrooms, each with a private shower room.
Two separate buildings – 147 m²
6 bedrooms, 5 shower rooms and 1 bathroom, 2 fitted kitchens and living areas. Ready to operate as holiday lets or guest rooms, with no work required.

Features
100 m² swimming pool, covered and heated all year round (32°C)40 m² insulated and heated conservatory, south-facing and overlooking the poolFull home automation, central vacuum system, reversible air conditioning and fibre broadbandRecent heat pump – energy rating B / climate rating A2 separate entrances with electric gatesFully furnished propertyPart of the land remains suitable for building
Suitable for
Investors, holiday-let or guest-room operators, or as a main residence with additional income. Located in a highly touristic area of the Gulf of Morbihan.

Full documentation and viewings available on request.

Energy rating: B — Climate rating: A. Estimated annual energy costs: €1,030 to €1,430 (2021–2023, subscriptions included). Property tax: €2,600/year. Charges: €475/month. Buyer’s fees: €87,000 including VAT (6%), included in the €537,000. Risk information: . SAS MyFactotum, professional licence CPI 045 472. Exclusive mandate no. 4841.

Initial payment: €537,000. Fees of 6% including VAT payable by the buyer. Initial payment excluding fees: €450,000. Energy rating B, climate rating A. Estimated annual energy costs for standard use: between €1,030.00 and €1,430.00 for 2021, 2022 and 2023 (subscriptions included).

Your MYFACTOTUM adviser: Capital Viager Specialist – Eric SALLES, SAVIAGE company.
Professional licence CPI
Professional indemnity insurance: Gallian Smabtp.
MyFactotum SAS, share capital €1,500, registered with the Paris Trade and Companies Register under number [not provided] – APE 6831Z, registered office at 128 rue la Boétie, 75008 Paris.
CPI