House for Sale with Life Annuity in Guidel

Property Description

Occupied life annuity in Guidel – Contemporary house, 160 m² – 48% discount compared to its actual value.

Exceptional contemporary house in Guidel, Plages district (Morbihan).

Built in 2019, this 160 m² house (234 m² of floor space) on an enclosed 837 m² plot offers a high-quality living environment: single-story, 7 rooms including 4 bedrooms, 2 bathrooms, 3 toilets (one of which is accessible for people with reduced mobility), separate fitted and equipped kitchen, terrace, garden, south-facing with garden/terrace views, and 2 outdoor parking spaces. Heating via individual heat pump, plasterboard insulation, zinc/aluminum roof, property in excellent condition.

Occupied life annuity sale: the house is currently occupied by the sellers (77 and 74 years old), who retain the right of use and occupancy. This occupancy explains the discount applied to the price compared to the property's market value.

Market value of the property: €820,000
Upfront payment: €199,200 (including agency fees of €49,200 payable by the buyer)
Monthly annuity: €1,153
Property tax: €1,612 per year

No bank loan required, no rental management to handle: a sound investment in a recent, high-quality property, with the purchase price fixed upon signing.

Complete information and viewings available upon request.

Upfront payment: €199,200. Agency fees of 6% (including VAT) payable by the buyer. Upfront payment excluding fees: €150,000. Energy Performance Certificate (EPC) in progress.

Your MYFACTOTUM advisor: Life Annuity Expert - Eric SALLES.

MyFactotum SAS, with a capital of €1,500, registered with the Paris Trade and Companies Register under number APE 6831Z, located at 128 rue la Boétie, 75008 Paris.
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