Life Annuity Sale Occupied with Rent in Plan De la Tour

Property Description

Viager occupied sale with annuity, calculated on the head of a 72-year-old man.
Charming stone house located in the heart of a pleasant hamlet, in a natural and preserved setting, only 10 minutes from the village.
The property benefits from a very clear view over the surrounding hills, offering a peaceful and privileged environment.
The house comprises an entrance serving a lounge and a dining room, as well as an open and equipped kitchen. The whole opens onto a beautiful terrace taking full advantage of the view over the hills.
On the lower level (R-1), the sleeping area includes two bedrooms, each with its own shower room.
On the garden level, the property also has a garage and a cellar.
The house is in good general condition and fully air conditioned.
FINANCIAL CONDITIONS OF THE VIAGER
Occupied viager: on the head of a 72-year-old man
Vendor’s net market value: €380,000
Agency fees: €15,000 including tax, fixed and payable by the buyer
Market value including fees: €395,000
Bouquet paid to the seller: €40,000
Monthly life annuity: €990
PAYMENT ON THE DAY OF THE AUTHENTIC DEED
On the signing day, the buyer will pay: 40,000€ as bouquet + 15,000€ including tax for agency fees = 55,000€ in total, excluding notary fees.
The €15,000 agency fees are not included in the bouquet of €40,000. They are paid separately by the buyer at the signing of the authentic deed.
After signing, the buyer will pay the seller a monthly life annuity of €990.90, adjustable according to indexation terms provided in the deed.
The seller retains the right of use and habitation of the property in accordance with the conditions provided in the authentic deed.