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House Insurance Costs in France 2018

Friday 08 June 2018

How much might you expect to pay to insure your house in France this year?

According to recently released figures from the French insurance industry, the average cost of a house insurance policy in 2018 is €365 a year;  for apartments the average is considerably lower at €225.

On a regional basis the figures show that Brittany has the lowest overall average house insurance costs (€290), whilst the highest are in the Ile-de-France (€440). 

The higher number of burglaries and the larger number of more expensive homes are the main reasons for the higher costs of insurance in the Ile-de-France and Provence-Alpes-Côte d’Azur. In contrast, only 2% of all claims in France last year came from Brittany.

In the main urban conurbations those with the highest average rates (houses and apartments combined) are Marseilles (€300), Nice (€294), Nimes (€273) and Paris (€270), down to €175 for Rennes and €193 for Nantes.

The table below shows the average costs for each region. Actual costs will of course depend on a range of factors - size, type and location of property, value of contents, personal profile, and extent of cover. 



House Insurance Costs 2018
RegionAverage Cost
AUVERGNE-RHONE-ALPES
€355
BRITTANY€290
BOURGOGNE FRANCHE-COMTE€360
CENTRE-VAL DE LOIRE€340
GRAND EST€370
HAUTS-DE-FRANCE€360
ILE-DE-FRANCE
€440
NOUVELLE-AQUITAINE€340
OCCITANIE€350
NORMANDY€320
PAYS DE LA LOIRE€300
PROVENCE-ALPES-COTE D'AZUR€395


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