1. Home
  2. Guides to France
  3. Building and Renovation
  4. Property Renovation
  5. Mortgages
Show Sub-Links

Building & Renovation

Financial Assistance for Home Renovation & Improvement

Guides to France

Property in France
Building & Renovation
Work & Business
Money & Taxation
Living in France

Useful Links

Advertise

Network Sites

Helpful Links

News
Services

6. Mortgages in France for Home Improvement

Whether your French property is your main or second home you should consider a French mortgage for home improvement.

The rates of interest on French mortgages are lower than those in the UK, although there is compulsory life insurance.

Far better, if you can, to buy the property in the first place using a mortgage, as you will only have one set of legal costs.

If you become resident in France then you may be able to gain access to a government subsidised mortgage.

Whilst the amount that can be borrowed on these subsidised mortgages is limited, they offer a cheap funding source for house renovation.

The mortgages are offered through all the main French mortgage lenders.

Needless to say, in all cases there are rules of eligibility. In most cases there is an upper income limit, but the thresholds are not ungenerous.

If you work in the private sector in France you could also be eligible for mortgage obtained through your employer.

You can read more about mortgages in our comprehensive consideration of review at French Mortgages.

Next: Loans for Gas/Electric Central Heating

Back: Financial Assistance for House Renovation in France

Advertise
Propertyspy
Properties
Rentals

The Guides to France are published for general information only.
Please visit our Disclaimer for full details.